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The VA Home Loan Program: It’s Flexible

The VA home loan program has many benefits. One you may not know about: There’s no specific waiting period after a short sale to apply for a VA loan. Other home loan programs have waiting periods of three or more years after a short sale to apply for another mortgage.A short sale is when you sell your home for less than the balance remaining on your mortgage. Short sales can provide a way for families with real estate issues to get a fresh start and avoid foreclosure. But selling your home via a short sale can make purchasing another home right away difficult.The VA home loan program has...

September 29th, 2017 | VA Loans, First-Time Homebuyers, Home Buying Tips, No Down Payment, The VA Home Loan Program: It’s Flexible

Your Home Buying Team

Buying your first home? Here are three real estate professionals who will play a big role in your leap from renting to owning your own home:Mortgage loan officer. Before you look at a single home, you should get pre-approved for financing from a reputable mortgage company. Once you’re pre-approved, you can begin your home search. By visiting with a lender first, you’ll know how much home you can reasonably afford and you’ll be able to make legitimate offers on any homes that meet your criteria.Real estate agent. There’s a reason that nearly 90 percent of home ...

September 23rd, 2017 | Home Inspection, Home Buying Tips, First-Time Homebuyers, Real Estate Agents, Appraisals, Title Insurance, Your Home Buying Team