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How safe is your home for children?

Moving into a new home? If you have children, it’s a great time to make sure your home is safe for the smallest members of your household. Every 30 minutes a child in the United States is injured as a result of a TV or furniture tip-over incident. Most of those injuries happen at home, involving children younger than seven years of age.So how do these injuries happen? Generally, they come from climbing. Children spot a toy atop a dresser or bookshelf and decide to monkey their way to it. The unfortunate result is that the child’s weight tips the furniture over. When it comes to tel...

September 8th, 2017 | Home Buying Tips, Home Decorating, Home Owner Tips, How safe is your home for children?

9 mortgage terms you should know

It’s like a different language. APR, Fannie Mae, FHA, Freddie Mac, CFPB, PMI, HELOC—you can get lost in the terms of the lending industry. Don’t worry. Your lender can help you understand the ones relevant to your situation. But it’s a good idea to understand some basic terms that apply in many circumstances. Here are nine to get you started. Amortization Paying off principal (see below) over time. You normally pay off the principal in a mortgage loan over the loan’s term through a fixed schedule. Appraisal A written report by a qualified professional t...

December 13th, 2015 | Home Owner Tips, Mortgage Terms, 9 mortgage terms you should know

Get to know one of your home’s best lifesaving devices

Smoke detectors are one of the most overlooked safety features in homes today. Yet proper use and care of smoke detectors can dramatically reduce your and your family’s risk of being injured or dying in a home fire. Here’s what you may not know about these lifesaving devices: You may need more smoke detectors than you have. Experts recommend that you have a smoke detector on every level of your home and outside sleeping areas. Bedrooms with doors that remain closed all the time need their own detectors. Smoke detectors should be installed away from windows, doors and a...

June 13th, 2015 | Home Owner Tips, Get to know one of your home’s best lifesaving devices

A must-have for every new home owner

Buying a home or know someone who is? You may want to add a fire extinguisher to your shopping list. Whether at home or at the office, they can be real lifesavers. Here are a few things you should know about this life-saving device: It should be tested by an independent testing laboratory. While shopping for a fire extinguisher, look for FM (Factory Mutual) or UL (Underwriters Laboratory). It can be heavy. The higher the rating number on an A or B fire extinguisher, the more fire it can extinguish. But higher-rated units are often heavier. If you’re bu...

May 15th, 2015 | Home Owner Tips, A must-have for every new home owner

Insulate Your Utility Bill

Your heating bill doesn’t have to get as extreme as the weather. You can increase your home’s energy efficiency by following proven methods — and save money doing it. Did you know that heating and cooling makes up more than half of the energy use in a typical U.S. home? This means that for most home owners, heating and cooling counts as their largest energy expense each month. The first step in mitigating a utility bill that’s as high as your ceiling is to ensure your home is properly insulated. If not properly insulated, your attic, basement or crawlspace is cost...

March 26th, 2015 | Home Renovation, Home Owner Tips, Insulate Your Utility Bill

How to make a small home look bigger

Whether it’s your first, second or third home, you can’t always afford all the space you want. Here’s how to make any home feel more spacious: Choose colors wisely. Darker paint colors and tones can bring warmth to a room and make it feel cozy, but when a space is small to begin with, they can make it feel like the walls are closing in on you. Choose light and airy colors to create an open feeling and make a space seem larger. But that doesn’t mean everything needs to be white and sterile. Accessorizing with pops of color or accent pieces will keep things i...

December 21st, 2014 | Home Decorating, Home Buying Tips, Home Owner Tips, How to make a small home look bigger