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Nathan Pierce

Loan Officer

NMLS ID 12920

801-272-0600 nathan@advancedfunding.com



Blog Image: Happy Halloween

Happy Halloween

Here at Advanced Funding, we'd like to thank all of our customers and partners for sticking with us. We wish you a happy and safe Halloween. Best Wishes, Advanced Funding

October 30th, 2019 | Lifestyle, Happy Halloween

Blog Image: Toughest Cities to Get a Mortgage

Toughest Cities to Get a Mortgage

Although overall U.S. mortgage application approvals are near record highs - just one in ten applicants is denied nationally - there are some places where it’s much harder to get a home loan. According to LendingTree, Miami ranked number one on the list of cities where borrowers are most likely to be denied a mortgage loan, with an 11.6% denial rate. Florida cities hold the top four spots, with Orlando, Tampa, and Jacksonville next on the list. Minneapolis, Minnesota is the place where borrowers are most likely to be approved for home loans, with a denial rate of just 4.6%. Salt ...

October 25th, 2019 | Mortgage News, Toughest Cities to Get a Mortgage

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Jumbo Loans for Veterans

If you are a veteran or a service member, you are probably well aware of VA mortgage loans. These loans offer excellent benefits, including no down payment or credit score requirements as well as allowing borrowers to forgo mortgage insurance premiums.  But what happens if you are looking to buy an expensive property or you live in a pricier area of the country, where home prices exceed the standard VA loan limits? Is it still possible to take advantage of VA mortgage financing? Thankfully, the answer is yes! You can apply for a VA jumbo loan.   Jumbo Loan Defined A jumbo loan...

October 24th, 2019 | VA Loans, Home Buying or Selling, Jumbo Loans for Veterans

Blog Image: Housing Starts Slip in September

Housing Starts Slip in September

Overall Housing Starts fell 9% in September from August's 12-year high to an annual rate of 1,256,000 units versus the 1,306,000 units expected. Year-over-year total Housing Starts rose 1.6%. However, the silver lining within the data showed that single-family home construction, which makes up the bulk of the housing market, increased for the fourth straight month and the 918,000 annualized units in September was the best since January. Single-family starts were up 4.3% annually. Multi-family dwelling construction plunged 28% from August, down 5.8% year-over-year. The housing sector is bei...

October 17th, 2019 | Mortgage News, Housing Starts Slip in September

Blog Image: 6 Reasons to Become a Homeowner

6 Reasons to Become a Homeowner

Home prices have been on the rise for a while now and news stories abound with first-time homeowners being priced out of the Utah housing market. Breaking into the housing market seems daunting today, some people may ask themselves if reaching for the goal of homeownership is truly worth it. The answer is yes! And here are the top 6 reasons why:   Pay Yourself, Not a Landlord One of the most frustrating parts of renting for many people is the feeling that they could be using their monthly rent costs to invest in their own place rather than giving it away to a landlord. When you b...

October 16th, 2019 | First-time Homebuyers, Home Buying or Selling, 6 Reasons to Become a Homeowner

Blog Image: Can I Refinance with Bad Credit?

Can I Refinance with Bad Credit?

Mortgage interest rates have tumbled in recent months, making refinancing more appealing than ever. As of the latest Mortgage Bankers Association survey, refinance request volume is up 180% over last year. There may be some Utah homeowners who would like to take advantage of the interest rate savings but worry they may not qualify because of poor credit. If you are part of this crowd, here are several ways to make refinancing a reality:   Learn Your Options Start with an open discussion with a Utah mortgage broker. Let them know you do not have the best credit but that you wou...

October 9th, 2019 | Refinance, Credit and Debt, Can I Refinance with Bad Credit?