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Nathan Pierce

Loan Officer

NMLS ID 12920

801-272-0600 nathan@advancedfunding.com



Cultivating a Positive Client Relationship

Cultivating a positive client relationship will go a long way toward helping you close a profitable sale. Though you're likely juggling several clients at once, no one wants to feel like they're one amid many. Use these tips to communicate clearly and productively with your clients, so they'll feel like they're the sole focus of your attention.   Demonstrate Active Listening Demonstrate active listening by restating the client's viewpoint. When you repeat back what you've heard, you give the other individual the chance to elaborate on a point or correct...

February 19th, 2019 | Real Estate Agent Tools, Cultivating a Positive Client Relationship

How Often Should You Share to Social Media?

Have you ever had a jingle stuck in your head? Or perhaps you’re familiar with a slogan that you could start reciting and 90% of people could finish? How do so many major brands manage to get their message stuck in our heads? You may have noticed, consciously or not, that their commercials play constantly on your TV, computer and other media to the point that you’ve probably memorized the ad! As a real estate agent, you want your name to come to someone’s mind any time the topic of real estate comes up the same way we easily remember jingles and slogans. And one way you...

February 18th, 2019 | Real Estate Agent Tools, How Often Should You Share to Social Media?

Retail Sales Plunge in December

'Only got twenty dollars in my pocket' ...Thrift Shop by Macklemore & Ryan Lewis. The financial markets are sensing a government shutdown and protracted trade war with China will be averted. This is good news and a reason why Stocks have continued to push higher and home loan rates have capped for the past few weeks. But last Thursday, Retail Sales was reported at a shocking 9-year low. Combing through the report, a 3.9 percent decline in internet purchases was a huge negative surprise. With consumer spending making up nearly 70 percent of GDP, there is fear in the markets th...

February 14th, 2019 | Mortgage News, Retail Sales Plunge in December

What is the Right Home Loan in Utah for Buying a Fixer-Upper?

You have found your dream house but it will take significant work to make it a home. You do not have cash in savings to pay for both a down payment and the repair costs. Can you get a home loan in Utah when buying a fixer-upper? Not to worry - this is not a hopeless situation. Fortunately, there are two common types of mortgage loans available for just this scenario: The Federal Housing Administration -FHA 203(k) rehabilitation loan or Fannie Mae HomeStyle Renovation Mortgage.   FHA 203(k) Mortgage The Federal Housing Administration has provided a home loan that allows bu...

February 13th, 2019 | Home Buying or Selling, Conventional Loans, Loan Programs, Home Improvement, FHA Loans, What is the Right Home Loan in Utah for Buying a Fixer-Upper?

Mortgage Rates Drop to a 10-Month Low

Mortgage interest rates fell to their lowest point in 10-months, according to data from Freddie Mac. The average rate on a 30-year fixed-rate mortgage dropped to 4.41% with an average 0.4 point, down from 4.46% the week before and 4.32% one year earlier. The new rate is lowest since the beginning of April 2018. As the Federal Reserve announced plans to pause future rate hikes, signaling concern about potential economic risks, investors fled to the safety of Treasury bonds which in turn pushed mortgage rates lower for Utah homeowners.   Get a Lower Interest Rate Get Quote

February 12th, 2019 | Mortgage News, Mortgage Rates Drop to a 10-Month Low

What's the Fed's Next Move?

Bad news is good news for the U.S. Bond market and mortgage rates. This past week, bad news by way of worse than expected economic numbers in Europe cast a dark shadow on the financial markets. As a result, U.S. home loan rates ticked down to the best levels in ten months. The U.S. economy is the "cleanest shirt in the dirty laundry" when compared to other global economies -- meaning our economy is performing pretty well, while countries like Germany are on the brink of recession. How do problems in Europe help our rates? With their economies materially slowing, their Central B...

February 11th, 2019 | Mortgage News, What's the Fed's Next Move?