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Nathan Pierce

Loan Officer

NMLS ID 12920

801-272-0600 nathan@advancedfunding.com



Should I Make a Bi-Weekly Mortgage Payment?

Many homeowners are eager to pay off or pay down their mortgages in order to save themselves money in interest charges. Many lenders have even anticipated this situation by offering buyers a bi-weekly payment program.   What is a Bi-Weekly Mortgage Payment? Most mortgages are paid once a month, making 12 payments every year. With a bi-weekly payment schedule, the monthly mortgage amount is split into two and paid every two weeks instead. Since there are 52 weeks in a year, this results in 26 half payments annually, totaling 13 whole payments. This means borrowers basically pay...

September 19th, 2018 | Refinance, Home Buying or Selling, Loan Programs, Saving Money, Should I Make a Bi-Weekly Mortgage Payment?

Benefits of No Cost Mortgages

At Advanced Funding Home Mortgage Loans, it’s our mission to get you the best mortgage option for your situation. Our mortgage brokers are trained to spot the details that might make a certain type of mortgage or refinance more prudent for you and your family, and to guide you through every step of the loan process. One of the mortgage types that is often a good fit is a no-cost mortgage. This option is where closing cost and fees are paid by the mortgage company by rolling them into your interest rate and monthly payments, allowing you to get out the door for much less...

September 2nd, 2018 | Refinance, Home Buying or Selling, Saving Money, Loan Programs, Benefits of No Cost Mortgages

4 Things Every Borrower Needs to Know About Mortgage Brokers in Utah

Buying a home in Utah, whether for the first time or the last, is an exciting event. Yet before you even take a look at a single home for sale, it is a smart idea to have your mortgage financing lined up. While it is possible to get a home loan directly with your local credit union or bank, the most common mortgage-makers are mortgage brokers. If you are ready to apply for a home loan, here are four things you need to know about how to find a mortgage broker in Utah before starting the process.   A mortgage broker is a middleman Utah mortgage brokers act as go-betweens for you...

June 20th, 2018 | Saving Money, Mortgage Basics, 4 Things Every Borrower Needs to Know About Mortgage Brokers in Utah

Insulate Your Utility Bill

Your heating bill doesn’t have to get as extreme as the weather. You can increase your home’s energy efficiency by following proven methods — and save money doing it. Did you know that heating and cooling make up more than half of the energy use in a typical U.S. home? This means that for most homeowners, heating and cooling counts as their largest energy expense each month. The first step in mitigating a utility bill that’s as high as your ceiling is to ensure your home is properly insulated. If not properly insulated, your attic, basement or crawlspace is costin...

March 26th, 2015 | Home Improvement, Saving Money, Insulate Your Utility Bill

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