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Rebuilding Your Credit and Buying a Home

Have you faced some financial difficulties in recent years but still want to buy a home? Here are some tips: Order your credit report. Under federal law, you are entitled to one free credit report each year from all three credit-reporting bureaus: Experian, Equifax and Trans Union. Simply go to Annualcreditreport.com to request your free copy, which you can access within minutes online or elect to have it mailed to you. Your credit report details your payment history – the good and the bad. Be sure to check for any errors and report any inaccuracies. Order your credi...

March 31st, 2015 | Credit Report/Repair, Home Buying Tips, Rebuilding Your Credit and Buying a Home

Insulate Your Utility Bill

Your heating bill doesn’t have to get as extreme as the weather. You can increase your home’s energy efficiency by following proven methods — and save money doing it. Did you know that heating and cooling makes up more than half of the energy use in a typical U.S. home? This means that for most home owners, heating and cooling counts as their largest energy expense each month. The first step in mitigating a utility bill that’s as high as your ceiling is to ensure your home is properly insulated. If not properly insulated, your attic, basement or crawlspace is cost...

March 26th, 2015 | Home Renovation, Home Owner Tips, Insulate Your Utility Bill

Home improvements that really add value

When it comes to home improvements, not all upgrades pay off when you sell your property. Trying to decide how to spend your home improvement dollars? Here is some great guidance from the U.S. Appraisal Institute: Don’t neglect ‘green’ renovations.  A number of ‘green’ projects, such as replacing windows, installing Energy Star appliances and adding extra insulation, are likely to pay off in two ways — in your monthly utility bills and when you sell your home. You’ll want to consider both when deciding whether they are worth your while. ...

March 26th, 2015 | Home Renovation, Home improvements that really add value