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Mortgage Blog

Advanced Funding Home Mortgage Loans' weekly Utah mortgage blog is chock full of mortgage advice, tips, and the latest Utah mortgage and housing news. Whether you're considering a Utah refinance mortgage or the purchase of a new home in Salt Lake City or surrounding areas, we have the information and expertise to assist you in preparing for your homeowner journey. Our mission is to help you better understand how a mortgage in Salt Lake City  works, so that you can make decisions that will maximize your savings, qualify you for the amount you desire, and avoid costly missteps. And when the time comes to begin the loan process we will be here to assist you throughout the entire mortgage process.
 

How Safe is Your Home?

While most people think of spring as the best time for a massive home cleaning spree, really any time of the year is a great time for cleaning, organizing and making sure your home is a safe place for you and your family. How safe is your house? Take a few moments to run through this safety checklist from the National Safety Council: Test your smoke alarms. It’s a good idea to change the batteries in your smoke detectors at least once a year. It’s recommended that smoke detectors be replaced every 10 years. Test your carbon monoxide detectors. Make sure your carbon monoxid...

June 5th, 2018 | Home Owner Tips, How Safe is Your Home?

Quick and Easy Way to Change Your Address

Part of the moving process is changing your Utah address so that all of your bank statements, bills, magazines and other mail goes to your new home. The quickest and easiest way to do that is to hop online and go to the U.S. Postal Service website. You’ll need to verify your identity by using a credit card, and you’ll be charged $1, but the change can be done in minutes, and without leaving home. (You also can go into a post office and make the change without using a credit card.) After your change of address is processed online, mail sent to your old address will start going to...

May 22nd, 2018 | Home Owner Tips, Home Buying Tips, Quick and Easy Way to Change Your Address

6 Ways to Whiten Without Bleach

Chlorine bleach can be a useful product around the house, but it's also a poisonous chemical that can irritate the skin, eyes and lungs, and can be dangerous or deadly if improperly mixed with other household chemicals. The eco-friendly ingredients below can clean, soften, and show you how to whiten clothes without bleach. Baking soda helps whiten and soften fabrics. Add baking soda (1/2 cup per load) to regular laundry detergent and wash normally. A paste of baking soda and water applied directly to stains before laundering makes an excellent spot cleaner too! Hydrogen peroxide...

April 24th, 2018 | Home Owner Tips, 6 Ways to Whiten Without Bleach

How Safe is Your Home for Children?

Moving into a new home? If you have children, it’s a great time to make sure your Utah home is safe for the smallest members of your household. Every 30 minutes a child in the United States is injured as a result of a TV or furniture tip-over incident. Most of those injuries happen at home, involving children younger than seven years of age. So how do these injuries happen? Generally, they come from climbing. Children spot a toy atop a dresser or bookshelf and decide to monkey their way to it. The unfortunate result is that the child’s weight tips the furniture over. When it com...

September 8th, 2017 | Home Decorating, Home Owner Tips, How Safe is Your Home for Children?

9 Mortgage Terms You Should Know

It’s like a different language. APR, Fannie Mae, FHA, Freddie Mac, CFPB, PMI, HELOC—you can get lost in the terms of the lending industry. Don’t worry. Your Utah mortgage broker can help you understand the ones relevant to your situation. But it’s a good idea to understand some basic terms that apply in many circumstances. Here are nine to get you started. Amortization Paying off principal (see below) over time. You normally pay off the principal in a mortgage loan over the loan’s term through a fixed schedule. Appraisal A written report by a qualif...

December 13th, 2015 | Home Owner Tips, 9 Mortgage Terms You Should Know

Get to Know Your Home’s Best Lifesaving Devices

Smoke detectors are one of the most overlooked safety features in homes today. Yet proper use and care of smoke detectors can dramatically reduce your and your family’s risk of being injured or dying in a home fire. Here’s what you may not know about these lifesaving devices: You may need more smoke detectors than you have. Experts recommend that you have a smoke detector on every level of your home and outside sleeping areas. Bedrooms with doors that remain closed all the time need their own detectors.Smoke detectors should be installed away from windows, doors and air ducts. ...

June 13th, 2015 | Home Owner Tips, Get to Know Your Home’s Best Lifesaving Devices



Your Local Utah Mortgage Broker

As a Utah mortgage broker we work with several different mortgage lenders, enabling us to offer you a variety of mortgage programs at the best mortgage rates and lowest fees available. Working with several lenders allows us to offer more options to help you achieve your goals. Whether you're buying a new home or refinance your current home, Advanced Funding is here to help. Our loan professionals are available to help you during regular business hours or time that is more suitable to your needs. Call today for more information, 801-272-0600.

Utah VA LOAN ADVANTAGE

Veterans Affairs mortgages, better known as VA loans, make it easier for veterans to get financing to buy a home. Utah VA loans usually do not require a down payment and are available to military veterans and active military members. The Utah VA mortgage remains one of the few mortgage options for borrowers who don’t have the money for a down payment. VA loans are somewhat easier to qualify for than conventional mortgages. It offers a great benefit to those who are serving or have served our country.

Advanced Funding Home Mortgage Loans
6589 South 1300 East, Suite 200
Salt Lake City, UT 84121

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