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Your Home Buying Team

Buying your first home? Here are three real estate professionals who will play a big role in your leap from renting to owning your own home:Mortgage loan officer. Before you look at a single home, you should get pre-approved for financing from a reputable mortgage company. Once you’re pre-approved, you can begin your home search. By visiting with a lender first, you’ll know how much home you can reasonably afford and you’ll be able to make legitimate offers on any homes that meet your criteria.Real estate agent. There’s a reason that nearly 90 percent of home ...

September 23rd, 2017 | Home Inspection, Home Buying Tips, First-Time Homebuyers, Real Estate Agents, Appraisals, Title Insurance, Your Home Buying Team

Title Insurance: A Must-Have for Home Buyers

If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the property, and have the clear right to sell it.According to experts, nearly one third of all title searches turns up a problem with the property’s title — a problem that has to be dealt with and resolved before any home sale can transaction can be completed. That’s where title insurance comes in.To establish a seller’s ri...

September 12th, 2017 | Home Buying Tips, Title Insurance, Closing Costs, Title Insurance: A Must-Have for Home Buyers