Joshua Cederlof

NMLS # 309804


Joshua Cederlof Mortgage Loan Advisor
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Joshua Cederlof

Joshua Cederlof

Mortgage Loan Advisor

Your HOMEBUYING JOURNEY starts with the right mortgage broker.

Purchase a House

Purchase a House

We are committed to assisting you pre-qualify, apply, and choose the right mortgage loan. Our licensed loan officers will provide the personal attention required to achieve your goal. We want your home buying experience to be rewarding and we're here to help you navigate the mortgage process.

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Refinance Your Mortgage

Considering a Utah refinance? Your situation and needs change over time so why shouldn’t your mortgage? If your goal is to lower your interest rate, remodel your home, or consolidate debt, our refinance loan officers are here to assist you in choosing the best option available.

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Utah Refinance

Mortgage Loan Programs Utah

Mortgage Programs

As a Utah mortgage broker, we have partnered with several mortgage lenders to offer you more loan programs at the lowest possible mortgage rates. We specialize in just mortgage loans. It's like having a personal shopper who works on your behalf.

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Loan Process

We make every effort to simplify the loan process. Our trained and experienced professionals will walk you through the mortgage process, ensuring that we gain your trust and confidence as you shop for your Utah mortgage loan.

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Utah Mortgage Loan Process

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

We offer some of the best rates in the industry. As a broker, we can shop your loan to multiple lenders to get you the best rate.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

What are My Customers Saying

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

The team at Advanced Funding was amazing to work with. They were thorough and made sure to have anything and everything that could be possibly asked for when it came to getting her home loan. In this market, we could have lost a house over a simple document. But they made sure that every "T" was crossed and every "I" was dotted.

Amandamae S.

Tooele, UT

With what is going on in the world, all the challenges that are among us we appreciate all this company did for us in getting our mortgage re-financed and done in a timely manner. We appreciate all that Josh did for us and appreciate his friendliness and business knowledge he gave in getting our process done.

Brent B.

Clearfield, UT

Josh is the best! This was a very complicated loan, during a weird time, and Josh kept everything on track.

Jeffrey D.

Saratoga Springs, UT

Josh was great. He delivered as promised, replied quickly, and was available when promised.

Scott B.

Saratoga Springs, UT

Josh Cedarlof is exceptionally helpful, creative and professional to work with. He's been such a great partner to have when we have financial needs with a mortgage.

Bryant H.

South Jordan, UT

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