Americans Home Equity is at a Record High

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Prepare to buy or refinance a home

Whether you’re a first-time homebuyer or an experienced homeowner, we’ve got you covered.


Purchase a House

 

Purchase a House

We are committed to assisting you pre-qualify, apply, and choose the right mortgage loan. Our licensed loan officers will provide the personal attention required to achieve your goal. We want your home buying experience to be rewarding and we're here to help you navigate the mortgage process.

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Refinance Your Mortgage

Considering a Utah refinance? Your situation and needs change over time so why shouldn’t your mortgage? If your goal is to lower your interest rate, remodel your home, or consolidate debt, our refinance loan officers are here to assist you in choosing the best option available.

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Utah Refinance


Mortgage Loan Programs Utah

 

Mortgage Programs

As a Utah mortgage broker, we have partnered with several mortgage lenders to offer you more loan programs at the lowest possible mortgage rates. We specialize in just mortgage loans. It's like having a personal shopper who works on your behalf.

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Loan Process

We make every effort to simplify the loan process. Our trained and experienced professionals will walk you through the mortgage process, ensuring that we gain your trust and confidence as you shop for your Utah mortgage loan.

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Utah Mortgage Loan Process


Advanced Funding Mortgage App

YOUR MORTGAGE IS JUST A CLICK AWAY

Applying for a refinance or purchase mortgage is simple and stress-free with Advanced Funding Home Mortgage Loans' Digital Mortgage App.
 

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Triangle Icon First-Time Homebuyers

As a first-time homebuyer, you will be faced with many decisions, the first of which is whether you are ready to enter into what is often the biggest financial decision you may ever make. This is not a decision to be taken lightly, but once made it will be one of the most rewarding decisions of your life. Let Advanced Funding Home Mortgage Loans be part of your exciting journey, we will commit to making the mortgage loan process as simple and smooth as possible.
 

Triangle Icon VA Loan Advantage

Veterans Affairs mortgages, better known as VA loans, make it easier for veterans to get financing to buy a home. Utah VA loans are available to military veterans and active military members. The VA mortgage remains one of the few mortgage options for borrowers who don’t have the money for a down payment. VA loans are somewhat easier to qualify for than conventional mortgages. They offer a great benefit to those who are serving or have served our country.
 

Triangle Icon Mortgage Resources and Tools

Whether you’re thinking of buying a home or already have a home mortgage loan, we have loan programs that will assist you in buying your new house or refinancing your existing loan to better fit your needs and help you reach your goals. Our resources will help you explore your options and assist you in every step of the way.
 

Triangle Icon Know Before You Owe

Know Before You Owe is the Consumer Financial Protection Bureau's (CFPB) mortgage initiative that is designed to help consumers understand their mortgage loan options, how to shop for the mortgage that’s best for them, and avoid costly surprises at the closing table.
 

Triangle Icon Get Started Today

Take a tour of our website to get a better understanding of the ways we can help with your mortgage loan in Salt Lake City, Utah. Learn more about the home loan process and how today's mortgage rates will affect your ability to qualify for a mortgage loan. Use one of our mortgage calculators to calculate your full monthly payment and explore the best loans from one of the top Utah mortgage brokers.
 

If you are ready to move forward, apply today or call us to get a rate quote.
 

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Mortgages EXPLAINED Your Way

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CUSTOMER TESTIMONIALS

What people are saying >
 


Nathan was awesome, any questions we had he returned our call/email. Getting sick halfway through other people step up and took care of us.

Brock G.

Woods Cross UT

2021-10-25
Mike and his team were terrific as usual.

Hal H.

Pleasant Grove UT

2021-10-19
Mike Lubbers and his team were terrific as usual.

Carrie H.

Pleasant Grove UT

2021-10-19
Nathan Pierce is amazing! We were so pleased with the service and the outcome of our mortgage. Thank you so much. I couldn’t be happier.

Erin M.

UT

2021-09-21
Great communication. Made the whole process way easier than I thought it would be. Got me the best interest and savings. So I used them when I refinanced also.

JC

UT

2021-04-28
Carol was fantastic and made things so easy for our very busy world.

Jennifer N.

Midvale UT

2021-04-22
They are very helpful and don’t try to take advantage which is great! I really enjoyed working with them on my refinance.

Angela J.

Riverton UT

2021-04-17
Quick and easy refinance!

Jennifer M.

Layton UT

2021-04-05
Great job by Brett and everyone at Advanced Funding.

Andrew M.

Salt Lake City UT

2021-04-05
Our loan officer kept us in the loop the whole time. Closed faster on the refi than I expected.

Jennifer E.

Nephi UT

2021-03-18
Loved working with Brett.

Annette K.

Murray UT

2021-03-02
I appreciate the great service, even with some complications everyone dug in and came through with flying colors!!!!

Stephanie C.

Plain City UT

2021-02-19
I honestly can't believe how easy the process was. Tina was great to work with and made everything simple and easy to understand.

Brian H.

Riverton UT

2021-02-18
Got everything through before I had to move.

Dillon F.

Salt Lake City UT

2021-02-17
Excellent and very quick service. Brett was awesome as always!

Brent J.

Springville UT

2021-02-06
Rhonda was on top of things from the beginning to end. Very smooth process.

David P.

Eagle Mountain UT

2021-02-06
Nathan is great to work with!

Ariel D.

Roy UT

2021-02-02
Teri was fantastic to work with! Very knowledgeable and eager to help. She returned calls and texts very quickly and kept us up-to-date with what was going on. She helped my daughter and two grandchildren with their mortgages as well. I highly recommend her and her team!

Ramona S.

Ogden UT

2021-02-02
Great experience, Teri was wonderful!

Cameron W.

Taylorsville UT

2021-01-20
Teri is great!

Randal W.

Stansbury Park UT

2021-01-20
Great help from Rhonda as always. Very happy with the speed and results.

Taylor M.

West Jordan UT

2021-01-08
Brett is very knowledgeable and helpful. I have and will continue to refer friends and family to him.

Markos R.

West Valley City UT

2020-12-16
Teri is awesome!

John G.

South Jordan UT

2020-12-01
We have gotten our last two home loans through Advanced Funding. Rhonda did an amazing job getting us two loans that were great rates through great lenders. We are so happy with the work they did for us!!!

Laura B.

Eagle Mountain UT

2020-12-01
A great experience all the way around!

Amy B.

Saint George UT

2020-11-24
Always great to work with.

Amber G.

Sandy UT

2020-11-16
It was really easy and fast.

Lisa C.

Tooele UT

2020-11-12
Super easy and convenient refi with a great rate. Nathan took great care of us!

Josh W.

Bountiful UT

2020-11-04
You are great and appreciated.

Tanya W.

West Jordan UT

2020-11-04
We got the best rate and lowest fees using Nathan at advanced Funding for our refi. He was super helpful and very honest and upfront. Highly recommend.

JT

Bountiful UT

2020-10-30
Enjoyed working with Advanced Funding.

Ron D.

Kaysville UT

2020-10-30
Brett Pehrson has been fantastic to work with and very knowledgeable. We appreciate his help throughout the process!

Blake U.

Holladay UT

2020-10-30
Brett is always so helpful and professional. I have and will recommend Brett and Advanced Funding

Jennifer S.

Eagle Mountain UT

2020-10-27
Our experience was perfect! Everything went so smoothly and Brett was always prompt in answering and addressing any of our questions or needs.

Shelley H.

Sandy UT

2020-10-23
Nathan helped me buy my first home eight years and did such a superior job I reached out to him to help me with the refinancing of my home. Once again the service was excellent!

Vicki J.

Clearfield UT

2020-10-22
Everyone was extremely helpful, knowledgeable and patient. Great experience.

Lisa G.

West Jordan UT

2020-10-20
Bekah was fantastic to work with, she was able to get us a better rate and get out from PMI on our refinance.

Nick B.

West Jordan UT

2020-10-20
Very quick and informative with the whole process.

Amy C.

West Haven UT

2020-10-09
Always great service! Have used Advanced Funding for my 2 home buys.

Maria H.

Roy UT

2020-10-02
Nathan helped us with our loan and made the whole process smooth.

Shad M.

South Weber UT

2020-09-21
So pleased with the service and the outcome of our mortgage. Thank you so much. I couldn’t be happier.

Erin M.

South Weber UT

2020-09-21
Nathan Pierce was great. Seamless process, super easy.

Jennifer N.

West Jordan UT

2020-09-18
Nathan Pierce is awesome and treated us so well. I'll recommend him to my friends and family again and again.

Ben L.

Lehi UT

2020-09-15
Teri was great to work with. She took time to explain each step of the process and was quick to respond to any questions I had.

Taylee E.

Perry UT

2020-09-15
Used Teri with Advanced Funding 4 times and have never been disappointed.

Shelley G.

Hooper UT

2020-09-15
Very professional and made every step feel very smooth and easy!

Elizabeth B.

Kearns UT

2020-09-15
Brett Pehrson has done a wonderful job for my clients and family for the last 15 plus years. He's honest, genuine, and great to work with. I highly recommend Brett and his team for all mortgage needs.

Gwen S.

Salt Lake City UT

2020-09-14
We had a great experience.

Alisha L.

Lehi AK

2020-09-04
Teri is so amazing to work with, she's the best, thank you

Chris L.

Grantsville UT

2020-08-05
Thank you once again Advanced Funding Home Mortgage Loans. As always amazing experience.

Veanus L.

Grantsville UT

2020-08-04
LOVE working with Teri and Nathan!

Jenny P.

Farmington UT

2020-07-31
Everything went so smoothly.

Michael L.

Salt Lake City UT

2020-07-31
Cherie was amazing. She was very clear in her communications. She used texts, calling and emails to keep the process moving fast and smooth. It was a positive experience from start to finish. We are so happy we used her.

Autumn Z.

Herriman UT

2020-07-28
Everything was great as usual. We only use Tina for our home money needs.

Sarah G.

Holladay UT

2020-07-25
Wonderful as usual!

Sarah G.

Holladay AK

2020-07-22
Advanced Funding ALWAYS takes good care of their customers. They’re professional and helpful. Most of all they’re thorough in their jobs and make sure everything is completely understood by their clients!

Shaylynne T.

South Jordan UT

2020-07-16
Brett is the best and does an amazing job!!!!

Carson W.

South Jordan UT

2020-07-15
Advanced Funding was by far the most helpful lending business! They helped me through so much buying my first home. I’m happy they were there to help me every step of the way! Highly recommend working with this company if you are planning on buying a house!

Archie O.

Layton UT

2020-07-09
Nathan was amazing. Loved that almost all the forms are online now. Thank you.

Emily C.

Kaysville UT

2020-07-01
Advanced Funding is amazing. They are professional and willing to go above and beyond to make sure you are well taken care of.

Aubrey P.

Layton UT

2020-07-01
Teri was great, and very communicative throughout the whole process. She was super on point dealing with a bad appraisal and making sure all the paperwork was done correctly. Was a very clear process.

Jeremy T.

Roy UT

2020-06-25
Teri is amazing. Thanks to everyone who helped in the process of getting me into a home.

Jordan L.

Salt Lake City UT

2020-06-25
Great customer service, closed in record time

Shawn M.

Grantsville UT

2020-06-08
It is always a pleasure to work with Carol!! She treats us like family and always works very hard to get us the best mortgage out there!! We will continue to recommend her and Advanced Funding to everyone we know!!!

Brian S.

Hurricane UT

2020-06-08
Always great service!

Scott P.

Herriman UT

2020-06-04
We love working the Carol! She is very knowledgeable, and we can trust that she is helping us get the best deal.

Emily A.

Santaquin UT

2020-06-04
We were happy to work with Nathan again. Everything went great!

Gary and Jenn M.

Layton UT

2020-05-27
Cherie was awesome!

Erika L.

Taylorsville UT

2020-05-25
Teri made finding a home mortgage easy and relaxing. I had a million questions, and she answered every one of them professionally and completely! We worked through the numbers many times to find the exact mortgage that was right for me in my situation. I couldn't be happier with the mortgage and the service provided by Advanced Funding!

Nathan H.

West Point UT

2020-05-14
Everything went well.

Sandra R.

Salt Lake City UT

2020-05-12
With what is going on in the world, all the challenges that are among us we appreciate all this company did for us in getting our mortgage re-financed and done in a timely manner. We appreciate all that Josh did for us and appreciate his friendliness and business knowledge he gave in getting our process done.

Brent B.

Clearfield UT

2020-05-12
My refinance went super smooth considering I started the process just days before the Covid shutdown occurred. Bekah Long made it all very easy and kept me in the loop every step of the way.

Christina M.

South Jordan UT

2020-05-04
They are excellent at what they do! I highly recommend using Advanced Funding. I use them for both my personal and professional mortgage needs.

Jessica H.

Ogden UT

2020-04-30
Got me a great rate when everyone else was higher.

Rachael H.

Ogden UT

2020-04-16
Josh is the best! This was a very complicated loan, during a weird time, and Josh kept everything on track.

Jeffrey D.

Saratoga Springs UT

2020-04-16
From the time I applied and closed it was very smooth.

Jan M.

South Jordan CA

2020-03-10
Josh was great. He delivered as promised, replied quickly, and was available when promised.

Scott B.

Saratoga Springs UT

2020-02-26
Great company, couldn't have been able to purchase my home without their expertise!! Personal attention to individuals and their situations!

Jodi S.

West Bountiful UT

2020-02-24
Brett Pehrson is a financial wizard capable of doing the impossible!

I was referred to him after my divorce being left in a pretty bleak situation. I was embarrassed to even have him look at my credit and finances. He didn’t bat an eye... he was so kind and told me he was going to help me so that never happened to me again. He was more than a tax/loan officer he became my friend. I’ve never had a financial adviser on my side. His dedication to clients exceeds all hopes and expectations.

I trust him completely and appreciate having him as my guy.

Shelly W.

Riverton UT

2020-02-19
Josh Cedarlof is exceptionally helpful, creative and professional to work with. He's been such a great partner to have when we have financial needs with a mortgage.

Bryant H.

South Jordan UT

2020-02-18
Brett is amazing! I appreciate his knowledge and honesty. It’s so nice having someone I can trust in my corner!

Shelly B.

Riverton UT

2020-01-16
It was a scary experience, as I was an atypical source of income and we overlapped the holidays. Brett spent a ton of time discussing and explaining, and by getting to know me, he learned the best strategy to prove income. We got the deal together and no matter the hurdle, Brett kept it from unraveling. As a controlling and anxious person, being "involved" in the process helped considerably.

Ziad

Salt Lake City UT

2020-01-15
This group is much easier to work with than other companies. They are willing to go the extra mile to help you get your specific mortgage needs met.

Rebecca T.

Clearfield UT

2020-01-15
Teri went above and beyond in coming up with the best possible funding solution to get me into my own home. She made the entire process easy and was always quick to answer my questions. I couldn’t have been in better hands. Thanks for making my dream a reality!

Denise H.

Sunset UT

2020-01-14
Very helpful and efficient in helping us with the refinance process and in obtaining a more optimal interest rate.

Marcus C.

UT

2020-01-10
Great to work with! Easy and fast. Great customer service and communication during the whole process! Would recommend to everyone!

Jill H.

North Ogden UT

2020-01-10
Brett was great to work with. Everything went smoothly and we are happy with everything.

Jonathan R.

West Jordan UT

2020-01-05
Brett Pehrson is excellent to work with. He explains everything so we understood the process, and we trust him to help us.

Michelle R.

West Jordan UT

2020-01-02
Qualified right away, it all went very smoothly.

Jaylynne M.

Taylorsville UT

2020-01-02
Tina Zak was amazing!! She kept me informed every step of the way, extremely helpful, gave suggestions... she was awesome!!!

Randall B.

Clearfield UT

2019-12-24
Scott was Excellent to work with, extremely quick and explained everything well!!

Amanda W.

Herriman UT

2019-12-18
Advanced funding is absolutely the best to deal with they made the process of refinancing our home painless and worry free. Thanks to Teri and the staff at Advanced Funding.

Chris L.

Grantsville UT

2019-12-12
Teri is the best, second time around she makes financing easy peasy.

Glenda R.

Layton UT

2019-11-21
We have used Advanced Funding several times for both purchasing, and refinancing. We have found them to be super efficient, and fast to work with. They have always kept us well informed, and made sure we got the best rate possible. Plus Teri is amazing!

Wendy S.

Sandy UT

2019-11-20
Loved working with Carol and Cindy. They did both our mortgage and our refinance. They made both a breeze, kept in touch and made the process as low stress as possible. I would highly recommend them and will use them to refinance again if the rates continue to fall.

Kari S.

Stansbury Park UT

2019-11-19
Outstanding service. The very best!

Amadeo M.

Kearns UT

2019-11-14
Brett is amazing, you will not regret choosing Advanced Funding Home Mortgage!

Myklyn

West Valley City UT

2019-11-05
Entire process was simple, explained well and wonderful!

Jessica W.

Herriman UT

2019-10-31
We love Carol! This is the second time she’s helped us and she is amazing!

Matthew V.

Eagle Mountain UT

2019-10-30
The staff was well informed and knowledgeable. I honestly can't think of one bad experience I had dealing with them. Everything was done in a timely and professional manner.

Steven W.

Herriman UT

2019-10-30
Nathan was great to work with! Easy process, great communication! Gus from the title company was also great! Great customer service from both of them!

Jill H.

Ogden UT

2019-10-23
Great rate!

Jason H.

Saratoga Springs UT

2019-10-04
Easy and stress-free experience. Everything went very smoothly. We couldn't ask for a better loan process.

Jon V.

West Jordan UT

2019-10-01
Tina Zak worked with me, and was very helpful. She is a very good communicator, helping me understand everything that was happening and why. She kept on top of the process the whole way through, which boosted my confidence in the outcome.

Thomas W.

Lehi UT

2019-09-25
Teri is the best and I will recommend her at the highest level.

ViEtta L.

Plain City UT

2019-09-24
Carol is amazing. This is our second time working with her and she is always willing to answer all our questions and help move things along. She goes above and beyond and we can’t imagine going through this process without her.

Blaire M.

West Jordan UT

2019-09-16
Teri was amazing to work with! She answered all of our questions, no matter how big or small. She was there for us every step of the way making our whole process streamlined and smooth.

Rebekah L.

West Jordan UT

2019-09-12
Advanced Funding (more specifically, Teri) is who you want to work for you. Teri is the best! She is responsive, professional, and extremely knowledgeable. These are the people you want on your side. Mortgage anything is stressful and Teri took a VA loan (even more stress) and made it manageable all while we were moving from another state. Thank you very much, Teri (and team)! You guys were wonderful!

Nuria A.

Layton UT

2019-09-10
Lisa is awesome to work with, she was on top of everything.

Jeffery W.

West Jordan UT

2019-09-03
Awesome experience!! Love Carol and her team.

Kari S.

Stansbury Park UT

2019-09-01
We loved working with Teri! This was a much smoother process than we expected and we are sure we got the best rate!

Kylee C.

Herriman UT

2019-08-26
Everything was great! We are very happy.

Amber P.

Taylorsville UT

2019-08-25
It was a pleasure to work with Cherie.

Jennifer P.

Saint George UT

2019-07-31
My experience was extremely satisfactory. Everything was so easy and organized, and explained in a way that made perfect sense to me.

Elise O.

Taylorsville UT

2019-07-08
We love Teri! She helped us close really quickly!

Cassidy H.

Murray UT

2019-07-06
Carol was absolutely wonderful, she help me work through everything and was very happy and understanding the entire time.

Brandi P.

Kearns UT

2019-06-17
Thank you for working so hard and helping us so much!

Katharine G.

Syracuse UT

2019-06-17
Tina is the best!

Mario T.

Sandy UT

2019-06-13
Lisa Hoyle was extremely helpful and truly amazing!!

Stephanie S.

Cedar City UT

2019-06-06
We have used Advanced Funding Home Mortgage Loans for many years. We are extremely impressed with the customer service and support throughout these years with our mortgage needs! Awesome team to work with. ????????

Veanus

Grantsville UT

2019-05-30
Teri is such a pleasure to work with and as such it makes it an enjoyable experience

Chris L.

Grantsville UT

2019-05-29
A fantastic and relatively easy experience. We've done mortgages before, and your team went out of their way to make it easy on us. Highly recommended!

Ed C.

Draper UT

2019-05-29
We've used Advanced Funding (Teri) 3 times now. The customer service you receive is above your expectations and you'll never use anybody else.

Shelley G.

Hooper UT

2019-05-03
Brett was incredible. He is SO responsive and thoroughly answered all of our gritty questions. He got us a far better rate than we were quoted anywhere else. We are thrilled!

Alyssa S.

Murray UT

2019-05-03
Teri is always great to work with. This is our 3rd time working with her and we will continue to do so in the future.

Brett G.

Hooper UT

2019-05-02
Teri was excellent at keeping me informed on the progress of my refinance, and was very responsive to my questions and concerns. Thank you!

Kyla E.

Sandy UT

2019-05-02
Excellent, I appreciate the work done by Teri, her team is really professional and can find the best way for loan processing. I say the best.

Dinesh

Kearns UT

2019-04-24
Fast, easy to work with, and very knowledgeable. Thank you Advanced Funding!

Esther P.

Kaysville UT

2019-04-19
Rhonda is great! She is always looking for the best rate and deal when I work with her. I highly recommend her to anyone.

Taylor M.

West Jordan UT

2019-04-19
We enjoyed working with Scott Carter and Carol Pierce. They are professional, efficient and made me feel like I was their most important client. We truly enjoyed working with them.

Teresa W.

Midway UT

2019-04-11
Excellent to work with. I will recommend Advanced Funding!

Teresa M.

South Jordan UT

2019-04-10
Closed in under 2 weeks, can't do much better than that!

Paul M.

South Jordan UT

2019-04-10
We have used Advanced Funding three times for our mortgage needs. The last two times we have worked with Brett and the experience has been amazing. We would recommend Brett for any help with a mortgage. He worked very hard for my father to help him work some credit issues to get a home loan. Thank you Brett and the Advanced Funding Team.

Derrick R.

Salt Lake City UT

2019-04-03
Teri was FANTASTIC to work with! I look forward to future opportunities with her, and will happily recommend her to friends/family.

Wendi H.

Herriman UT

2019-03-08
Great company to work with! Always fast and reliable. Meets all expectations!!

Amie L.

Eagle Mountain UT

2019-03-07
Brett is so fantastic to work with. So thorough and so great to explain things so clearly.

Jonathan H.

Herriman UT

2019-02-28
Carol as always was extremely helpful. She communicated when needed and answered questions quickly when asked. The ability to sign docs on-line is also a big help.

Curtis M.

South Jordan UT

2019-02-27
Great experience, love Carol, Connie and Cindy!!

Kari S.

West Valley City UT

2019-02-27
Nathan is so awesome. I referred my kids to him.

Carie T.

Kaysville UT

2019-02-10
My experience was great, I would not done it without you And I will tell everybody how awesome is your company!!!

Gaylna

Sandy UT

2019-02-06
It was a swift experience and I appreciated Carol's knowledge and professionalism.

Brooke A.

West Jordan UT

2019-02-02
We had the pleasure of working with Teri Pierce and she was absolutely wonderful to work with.

Cory

Murray UT

2018-12-19
Tina was fantastic! She kept me in the loop at every step and was very accessible any time I had questions. She was a pleasure to work with.

Jennifer

Tooele UT

2018-12-19
Nathan is an experienced Mortgage Broker, with access to all types of mortgage loans for first-time buyers programs, cash out refinance, debt consolidation, jumbo joans, etc...

Marcy

Salt Lake City UT

2018-12-04
Very good job! Will certainly recommend you in future.

Jay, Realtor

Salt Lake City UT

2018-11-30
Professional, experienced broker to get your loan done.

Rocke

Tucson AZ

2018-11-26
Brett is amazing. I will continue to use him for future mortgage needs. He was kind and efficient and fast. Total pleasure to work with.

Stephanie

Salt Lake City UT

2018-11-19
Teri is the best! We appreciate how she is always willing to go above and beyond for us! Thank you!

Tiffany

Farmington UT

2018-11-06
Great experience for a first- time home buyer. Very knowledgeable and prompt with with all our inquiries.

Keith

Salt Lake City UT

2018-11-05
We loved working with Tina. She was always very informative, and always reached out to us with any updates. Also, she explained the process and if we did not understand she took the extra time to make sure we understood.

Edith

Salt Lake City UT

2018-10-19
We had a great experience with Advanced Funding. They kept us informed through the whole process which made everything run smooth, worry free and fast. I’d recommend them to anyone!

Morgan

Springville UT

2018-10-10
The best experience ever! Tina was fantastic at keeping us informed and working with us!

Joshua C.

Sandy UT

2018-10-09
All of the paperwork was easy to complete and the due dates were respected. Teri was enjoyable to work with.

Alexa

Layton UT

2018-09-25
My family has used Advanced Funding for over 10 years for many home purchases and refinances. Brett Pehrson is one of the most respectful, honest and hard working people I have ever met. I would highly recommend Brett and Advanced Funding for any financial needs.

Debbie R.

West Jordan UT

2018-09-20
Rhonda is an exceptional human being!

Morgan

Springville UT

2018-09-18
Great, fast and quality service from Rhonda. She was always available to answer questions and help us with the next step. I always felt that she really cared about us and wanted to make sure we had a positive experience.

Jenna

Springville UT

2018-09-18
Advanced Funding is just the best! We have been treated like family and would recommend them to anyone!

Kathie

Midvale UT

2018-09-10
I highly recommend Teri Pierce as a loan officer to efficiently and effortlessly make the lending process a breeze. The paperwork was simple to understand and Teri always got back to me in a timely manner if I had any questions about specifics of the loan. Thanks Teri for making my life easier!

David H.

West Point UT

2018-09-10
Teri was amazing at helping me.

Jacob P.

West Point UT

2018-09-05
Thank you for helping us refinance our home loan! You made the process so easy!

Chareese

Rathdrum ID

2018-09-01
Best customer service in keeping us informed the whole way through our loan.

Herriman

Brian and Carrie UT

2018-08-31
Teri is amazing! We love her and will continue to use her. Wherever she works, we will use!

Ben and Maddy

West Point UT

2018-08-31
Brett, just a little thank you for all you do for me and ALWAYS having my back! Thanks so much!

Debbie

Salt Lake City UT

2018-08-27
Great service! Completely funded the loan in less than one month!

Ariel

Salt Lake City UT

2018-08-22
Every mortgage, refi, and equity loan we have done has been with Teri. She is hands down, the best! She did our first mortgage and we have never went anywhere else. Numerous friends and family members have went to her over the years and there’s never been 0ne complaint. AMAZING!!

Nichol

Taylorsville UT

2018-08-17
Tina did a fabulous job! We were impressed throughout the entire home buying process. Thank you!

Alexandria S.

Salt Lake City UT

2018-08-14
Best buying experience I’ve ever had!

Shelly W.

Riverton UT

2018-08-11
Positive experience!

Kristel

Cottonwood Heights UT

2018-08-10
We knew our financing would not be an easy road, but Teri was thorough from the beginning so it never felt like crunch time at the end.

Jason U.

Tooele UT

2018-07-02
In all of our transactions with our refi to homebuying we have experienced nothing but the best from Advanced Funding.

V. Lowe

Grantsville UT

2018-06-30
Awesome group to work with, we are very happy about going with Advanced Funding. Thank you Teri for everything.

Christopher L.

Grantsville UT

2018-06-28
Very knowledgeable of the mortgage process.

David W.

Salt Lake City UT

2018-06-05
Tina, you and your team have been amazing. Very smooth process and the best customer service. Excellent!

R. Woods

Salt Lake City UT

2018-05-29
Teri was amazing. She helped me get into my first home. I could not be happier with the amount of precision and care I felt from her. She was always there to answer any questions questions, and always got back to me in a quick manner. She kept me in the loop. I have and will continue to advocate for her.

Jennifer E.

Sunset UT

2018-05-23
Excellent, friendly service.

Carol G.

Sandy UT

2018-05-21
Great team! Second mortgage I have done with you guys, and there is a reason I came back.

Jared O.

Brigham City UT

2018-05-17
I love Teri! She is knowledgeable, friendly and efficient. She listens and understands everyone's needs and always goes the extra mile. Thanks Teri for always being a rock star!!

Alisa

Farmington UT

2018-05-16
We are repeat customers of Advanced Funding. Both times Teri was amazing to work with. She listens to what you need and finds the best options for you.

Shelley G.

Roy UT

2018-05-15
We've worked with Mike Lubbers and his team several times. Always above and beyond the call! Thanks!

Carrie H.

Pleasant Grove UT

2018-05-15
Cherie was wonderful!

A. Smith

West Valley City UT

2018-05-14
Professional, helpful, organized service.

Don

Sandy UT

2018-05-12
I wouldn’t trust anyone else. Always on top of everything! Plus, Teri is super knowledgeable!

Wendy

Sandy UT

2018-05-12
Scott Carter worked so hard to get us into our home. Something we dreamed about for years he made our life. Not to mention he had us ready to close in 2 1/2 weeks! Not to mention he came to our Saturday closing to make sure to help with any questions we had. Truly the best experience ever!

Laura

Salt Lake City UT

2018-05-10
Teri is amazing!

ViEtta

Plain City UT

2018-04-30
Terry was once again very helpful and took care of us through the whole process.

Scott G.

Layton UT

2018-04-25
Thanks Tina - you were amazing!!

Brett

Riverton UT

2018-04-23
Thank you so much Tina. You truly have been a pleasure to work with. I appreciate all the hand-holding you did for us through this stressful process. We are so excited for this new chapter.

Amy and Eric E.

South Jordan UT

2018-03-26
I worked with Brett Pehrson, he was quick on the response and was able to provide great advice for a new homeowner.

Lauren

Salt Lake City UT

2018-03-19
Teri was a great help in refinancing my mortgage. Quick service, prompt communication, and even personal connections. She was excellent!

Sandra

Sandy UT

2018-03-07
They really came through for me!

Janis

Salt Lake City UT

2018-03-07
Brett did our refinance! He was amazing and I highly recommend anyone using him or anyone from Advanced Funding! They are honest, communicate, answer all questions in detail, and follow through.

CD

South Jordan UT

2018-03-01
Communication is a "must" for Tina. I'll definately indicate Tina to my friends. The process was easy and very well documented. Tina clarified each single point when I needed clarification

C. Sundays

Draper UT

2018-02-20
Carol ROCKS!!!!!

Martha

Taylorsville UT

2018-02-14
We LOVE Working with Teri and her team!!!!!

Jenny P.

St. George UT

2018-01-30
Oodles of thanks to the three of you! It was a crazy refinance and I knew if anyone could do it, you guys could! Thanks so much!

Nancy C.

Bountiful UT

2018-01-29
Scott Carter was awesome!! His communication through this process was spot on and made my end super easy! I have already recommended him to family and friends and will continue to do so! Scott has a bright future in this field and will be very successful. Keep up the great work!

Brett C.

Washington UT

2018-01-20
I have known Scott Riches for many years. He was very responsive to my needs, and I am happy to have accomplished the refinance of my home.

Richard S.

Layton UT

2018-01-03
Carol had our best interest in mind in all she did for us. She was aggressive trying to find us the best fit, even though the appraisal did not come in at what we expected.

Peggy and Curtis

South Jordan UT

2018-01-02
I went with you guys the 1st time, and will forever. Carol is so good at her job. She does everything upfront so there are no hidden surprises. Loved my experience.

Brenden

Ogden UT

2017-12-19
Brett Pehrson is truly exceptional. He made the process very easy even though my financial situation is complicated. He kept me updated every step of the way which I greatly appreciated. I will certainly reach out to Brett again the next time I buy a home and will also refer any friends or family in need of a mortgage to him.

Noah D.

Salt Lake City UT

2017-12-05
As a first time buyer we had no idea what to do or how any of it works, working with Scott Carter we were able to call anytime with stupid questions, very fast to respond and always on top of his work, great experience, recommended to anyone.

Sheldon

Nephi UT

2017-12-02
Scott Carter was the absolute best person to work with. He was very thorough and communicated with me on a daily basis. Hands down the best experience I've ever had refinancing. I would highly recommend Advanced Funding, especially Scott Carter.

Leland L.

South Jordan UT

2017-12-01
Carol is the absolute best. She has done our loans and refinances for many years!

Chyanne

West Jordan UT

2017-11-28
Great service, they made the process easy and they are always good at communicating with us when we had any concerns or questions.

Thank You!

Ariana

West Jordan UT

2017-11-27
Teri Pierce was awesome, she made the process so easy for us, would recommend to anyone looking to refinance, or buying a home.

Glenda

Layton UT

2017-11-27
Brett and Gwen were awesome. I don't think anyone else could have done what they did. The whole house buying thing has made my brain a blur. They made every aspect of this purchase pleasurable.

THANK YOU!

Randy

West Jordan UT

2017-11-27
Nathan’s professionalism and communication skills throughout the entire loan process are amongst the best in the nation. I would recommend him without hesitation to anyone looking for a mortgage professional.

John

Pleasant Grove UT

2017-11-16
Great experience. Fast process and amazing people to work with.

Adriana

West Valley City UT

2017-10-25
Teri was fantastic to work with - super knowledgeable and responsive - just the best! It was very reassuring to have someone with her expertise working on my loan. We were able to close very quickly and I am so grateful to Teri!

Rebecca R.

Salt Lake City UT

2017-10-25
Carol always responded to my questions promptly. She was very knowledgeable. I enjoyed the whole time working with her!

Bo

Salt Lake City UT

2017-10-24
I will be a client of Teri's for life and refer anyone I know who is looking to her. She is incredible to work with!

Sara

Taylorsville UT

2017-10-23
Great team effort, I had a lot of hurdles that needed to be resolved. Advanced Funding was able to address them with me and get to a successful closing in just under 30 days! Thank you, thank you, thank you!

Martin W.

Ogden UT

2017-10-22
Teri is amazing, as always, quick and efficient and very thorough. You shouldn’t go to anyone else if you are looking to get a home loan or refi loan. They will work hard to find you the best loan!

Mike F.

Roy UT

2017-10-11
Brett is amazing!!! He has honesty and integrity! He is fast and prompt on his responses. He takes the time to explain confusing mortgage jargon with simple plain English explanations!

Carson W.

South Jordan UT

2017-09-26
Best experience we have ever had. Teri was very thorough, friendly and amazing to work with. Very prompt with all the information.

Jesus M.

Ogden, UT UT

2017-09-22
Absolutely the best experience. Teri is very thorough, so knowledgeable. So friendly and always prompt in returning my calls or anything we needed. Thank you!

Amy M.

Ogden UT

2017-09-22
Brett Pehrson was great to work with on our loan. He was very diligent and got the loan through quicker than we expected.

Melonie

West Jordan UT

2017-09-12
Carol was an absolute joy to work with. She stuck with us when it would be easy to give up. She was professional, she used her experience to our benefit, and she stayed cheerful and upbeat, keeping us in the loop on all changes even when the going got a little bit rough. I have already recommended her and Advanced Funding to two other people looking for loans. I could not be more happy. Also, Kathy was a joy and always helpful and professional. Best experience I have ever had working with a mortgage company.

Neal B.

Bluffdale UT

2017-09-11
It was great working with Teri. She kept me updated throughout the refinancing process and replied to any questions I had quickly. It was the easiest time I've ever had obtaining a mortgage.

Michelle T.

Lehi UT

2017-09-06
Carol went above and beyond to help me refinance my house.

Michael M.

Midvale UT

2017-09-01
Teri was absolutely fantastic to work with!! All of my questions were answered and she worked extremely hard to get me the best!

Jenna

West Jordan UT

2017-08-14
We were VERY satisfied with Advanced Funding and especially Lisa Jensen! She was FANTASTIC!!! We started our home buying process with another company and got nowhere, Lisa came in and saved the day and was just amazing. The process was easy and they were extremely helpful and we were able to secure a VERY competitive mortgage rate that will save us tens of thousands of dollars over the life of our loan

Ronald

Layton UT

2017-08-02
Teri is amazing! She went way above and beyond. We couldn't have asked for better than her. She is super knowledgeable and east to talk to. We had a lot of questions, as we were first-time buyers and she went through every step with us in detail. I would definitely recommend everyone to get in touch with Teri!

Luis

West Valley City UT

2017-08-01
Nathan was quick, he answered all of our questions, and was great to work with.

Jenny

Kaysville UT

2017-07-31
Very satisfied with Brett Pehrson. He was very thorough and made sure I understood everything through the entire process and was always available to meet all my needs. Thank You

Timothy

Cottonwood Heights UT

2017-07-31
Advanced Funding was great at making everything smooth and understandable during our refinance.

William

Salt Lake City UT

2017-07-31
Teri was amazing! She was so easy to work with. We felt that she knew what we needed and kept us on track.

Joshua and Nicole

Clearfield UT

2017-07-29
I am very pleased with the quick, efficient, and comprehensive processing of my loan application for the purchase of my town home.

Tina

South Weber UT

2017-07-20
Awesome, quick with everything and very efficient.

Kaylee

Cedar City UT

2017-07-19
It was really easy to refinance my home. Teri was available for any questions I had.

Daniel

West Valley City UT

2017-07-18
Teri is dependable and is always making sure I am being taken care of.

David C.

South Jordan UT

2017-06-15
Awesome experience with Advanced Funding! They are a credible group who know how to set the right expectations and follow through to get things done on time. They are personable and act with great integrity. Overall, we were very pleased with the experience they provided us.

David

West Jordan UT

2017-06-13
We have worked with Advanced Funding on one purchase mortgage and two refinances. Each time they have exceeded our expectations in quality and timeliness. We recommend Advanced Funding to everyone we know!

D. Richter

West Valley City UT

2017-05-23
Carol Pierce was amazing to work with. Helped us through our home buying experience every step of the way!

Brock O.

West Jordan UT

2017-05-22
Carol was so helpful and professional. She was very timely and really kept us informed on all the steps and the required docs needed. I would definitely recommend using Advanced Funding and especially Carol for all your home loan needs.

Tina N.

Holladay UT

2017-05-17
So grateful for all the kind and caring people that made our mortgage possible!

James G.

Lehi UT

2017-04-21
Brett is great to work with I would and have recommended him.

Jennifer S.

Eagle Mountain UT

2017-04-20
Carol was great to work with us when our initial appraisal was wrong. She was very efficient with all the arrangements. We always have a good experience working the Advanced Funding.

Ryan T.

Provo UT

2017-04-18
Carol at Advanced Funding was amazing. She basically bent over backwards to help me. I will never use anyone else. I had the best experience buying a home with her.

Mike M.

Midvale UT

2017-04-15
Teri was extremely helpful and patient, and was always available for questions.

Pat

Murray UT

2017-03-22
Carol took care of us perfectly. Got us the best deal and very quickly.

Randy

Taylorsville UT

2017-03-07
Brett Pehrson is absolutely fantastic to work with. This is our second mortgage with him and it has been a pleasure to work with him. He is so knowledgeable, and takes the time to teach us important concepts and helps provide feedback for what is best for our situation. He is always very quick to respond to questions and does a great job educating us on the process. Would very highly recommend him to anyone looking for a mortgage or refi.

Jonathan

Herriman UT

2017-03-03
Very professional and knowledgeable. Superb assistance in building our dream home!

Brent J.

Springville UT

2017-01-14
Rhonda worked very hard to help us.

Lisa

Tooele UT

2017-01-12
Good smooth, process, on time and accommodating.

Barry

Salt Lake City UT

2017-01-12
Great people! Got me the refinance that fits my needs. The best!

Amadeo

Kearns UT

2016-11-29
Carol and team are amazing. Very efficient, available, and they communicate well. Thanks for the help!

Cory and Kristin

Grantsville UT

2016-11-28
We have financed several loans with Scott Riches and have been very pleased with the service.

Denise and Doug

Holladay UT

2016-10-24
Our experience could not have been better. I was late getting started on a new home mortgage, most of my attention was on selling our current home. Nathan got our approval started on a Saturday, and the rest of the process went really smooth. We ended up with an excellent rate and closing costs. I highly recommend Advanced Funding Home Mortgage Loans.

David

West Point UT

2016-10-18
We are so grateful for your help in buying our home! You were absolutely fantastic, especially when our underwriter dropped the ball. Thank you so much for your patience with us through such a stressful event!

Logan and Vicki

St. George UT

2016-10-18
Nathan is a rock star among lenders. His philosophy of customer service matches mine, and my clients rave about his ability to get the loan closed on time.

Mark

Clearfield UT

2016-08-29
Thank you so much for all of your help through this new process. We feel so blessed having had you on our side!

Tiera

Salt Lake City UT

2016-08-22
Very knowledgeable and responsive to our needs - professional and outstanding customer service; always took time to ensure we understood information and future plan.

Jim

Hill AFB UT

2016-07-26
Easy to work with, knowledgable, quick, and very affordable.

Trever

Riverdale UT

2016-07-18
We love Carol and Advanced Funding and would recommend them to anyone!!!

Calvin

Pleasant Grove UT

2016-07-17
As a Realtor I have worked with many Mortgage companies, I have closed about a dozen transactions with Cindy Shoop and Connie Mascherino at Advanced Funding and I am always pleased with their speed and accuracy. I have worked directly with other loan officers and staff with this company and find their services and products to be far better than any other company. I plan to continue to use them.

Sandy

Salt Lake City UT

2016-07-06
Advanced Funding has done great work for me with previous mortgages and refinances. I didn't even think about using anyone else when I needed a new loan.

Veijo

Layton UT

2016-06-30
Thank you!! I can't believe we made this happen! We owe it to you! Thanks Carol you make this very easy for us! We appreciate everything!

McKenzie

Pleasant Grove UT

2016-06-28
Great job Barnel, Carol, and Rhonda. They were all absolutely remarkable. The banks denied me a loan because of my less then perfect credit score. Barnel found a way and got me into a home. At times his processors were hard to get in contact with but I understand the demand. Barnel was educated on the process, even answered calls while out of town. Overall everyone involved was very impressive and I would definitely use Advanced Funding again for my mortgage needs.

Sherrie

West Valley City UT

2016-06-27
Nathan Pierce and Advanced Funding were fantastic to work with. Their response time on phone calls and emails was top notch. I highly recommend them!

John

Pleasant Grove UT

2016-06-24
Thank you so much Carol for each time you have helped us through a loan process! There is great comfort in knowing that you are so good at what you do. You make this process so easy and smooth. Thank you.

Tanya

Stansbury Park UT

2016-04-18
We can’t say thank you enough. You have been wonderful and amazing to work with.

Michael and Mary

Salt Lake City UT

2016-04-16
I have worked with Advanced Funding since 2001. They take pride in their work, and treat our staff with kindness and respect.

Kris

Draper UT

2016-03-23
Carol saved us 1 1/8% on our interest and half on closing over the other lender we were working with. Not only that, she shopped for the best terms available. You can rest assured you're in good hands with Advanced Funding.

David

Sandy UT

2016-02-26
Nathan, thank you so much for all your help, your commitment to explaining the process, and to our needs. You have made it possible for us to get a great rate and a HELOC that we can use for our home improvements.

Xia

Salt Lake City UT

2016-01-05
Hi Carol, thank you very much for getting us such a great deal on our refinance! If we hear of anyone who needs refinancing we will refer them to you. Have a great day!

Amadeo

Kearns UT

2015-12-09
Thank you very much for getting us such a great deal on our refinance! If we hear of anyone who needs refinancing we will refer them to you. Have a great day!

A. Maestas

Kearns UT

2015-12-07
Many thanks, Teri.

We very much appreciate your generous help and kind patience in working through our refi. Our pleasant experience and its satisfying outcome abundantly fulfill Bonnie's recommendation and high regard for your work.

And... for your remarkable endurance of my countless questions. thank you also.

Clark T.

Layton UT

2015-10-10
Yay! Thank you so much! You've been wonderful to work with and we will definitely be recommending you to everyone we know.

Blaire M.

Salt Lake City UT

2015-07-01
We really appreciate your patience with us during this transaction. It’s been a pleasure doing business with you. We will definitely recommend you to anyone we know who needs a mortgage loan.

DeaAnn

Sandy UT

2015-06-11
Thank you to you and your team for all of your hard work helping us get this loan. We truly appreciate all that you have done.

Kelsee

Kaysville UT

2015-04-08
Thank you for your patience with us throughout this whole process. We are grateful that it all worked out and for the work you and Carol did on our behalf.

Mark

Syracuse UT

2015-03-16
Thanks Rhonda, wooop wooop... Love you, thanks for everything!

Kenny

Sandy UT

2015-03-04
Advanced Funding saved us a couple hundred dollars per month and thousands over the life of the loan. Thank you Rhonda for making the refinance process smooth and easy. It was great working with you and the Advanced Funding team.

Rachel

Magna UT

2015-02-23
Awesome! Thanks again for working with us and saving us money! It's always a pleasure to work with you.

Nina

West Haven UT

2015-02-19
Thank you so much for helping us get into our new home. We can't thank you enough for being so dedicated in helping us get everything together. We couldn't have done it without you!

Matt and Jessica

Murray UT

2015-02-13
Nathan and company are the best!

Mark

Clearfield UT

2015-02-08
Looking to buy a house? These guys are great!!

Laura

Sandy UT

2015-02-08
I'm so thankful you do what you do! You were amazing and so wonderful to work with! You were always there every single time I had a panic attack or one of my million questions!

Thank you again!

Heidi

Sandy UT

2015-02-08
You have been so great to work with and Jennifer, the buyer's agent, is impressed. She is not easily impressed.

Kim

Salt Lake City UT

2014-12-09
If you want to do that crazy thing called home ownership... or just refinance, call my friend Lisa. She's awesome and will totally take care of you with complete integrity!

Lisa

Salt Lake City UT

2014-12-09
I worked with Teri Pierce to purchase my first home. She was very knowledgeable and went above and beyond to ensure that I not only was able to purchase a home but that I understood every part of the process. She was there to answer any question at any time and worked hard to find the best options for me. I will recommend her and her team at Advanced Funding to everyone, it was such an easy decision to work with them.

Danna

Salt Lake City UT

2014-07-03
Jon and I never really had the chance to thank you and Mark. The experience we had working with you went above and beyond and we refer you to anyone who mentions HOUSE.

Thanks again Nathan.

Teresa

Clearfield UT

2013-11-27
Teri is one of the best people we have worked with in any field. I doubt I will ever get money cheaper than 3.25% she got us on our dream home, so more than likely I will never need a home loan again, but if I do I will call her.

Kam

Taylorsville UT

2013-05-31
Nathan is one of the most qualified mortgage brokers in Northern Utah. His attention to details, along with his ability to get the job done on time, makes him the first place I send my clients.

Mark

Layton UT

2013-01-13
You have been so great to work with and Jennifer Beck, the buyer’s agent, is impressed. And she is not easily impressed!

Kim

Salt Lake City UT

2012-10-26
Thanks for all your help. You made the process very smooth and enjoyable. Paula, our agent, said that you were amazing at returning emails and messages quickly and you made her job very easy. It felt great to work with someone we trust.

Thanks so much.

Sandy

Kaysville UT

2012-10-01
Teri, I appreciate your help in this process. I know you've spent countless hours working on this for us and wanted to let you know how much we appreciate your efforts.

Brad

Fruit Heights UT

2012-07-31
Just dropping by to say congratulations to you on your 18th anniversary. Advanced Funding has been great to me and my family in the past years. You're able to maneuver through these hard times and continue to thrive due to your leadership, commitment and integrity. Your professionalism and dedication to the client speaks volume of your organization.

Congratulations once again!

Mike

Taylorsville UT

2012-03-21
I wanted you to know that I appreciate all you did to help make the home purchase work for Kirsten and Benjamin. I'm sure they have no idea the hoops you had to jump through to make it possible, but I do have some idea, I wanted to thank you.

Jean, Real Estate Agent

Springville UT

2012-01-05
Awesome Day!!! Thank you for all your help and babysitting my fears!

Raylynne

Loa UT

2011-03-23
Everything went great this evening. We are sorry we missed you, but we truly appreciate all that you have done for us with this refinance. We have tried so hard for the past 2 years to do this and you have been the only one who has been able to make it happen. We are so grateful for your help!

Natalie and Ben

Kaysville UT

2010-11-22


How Much Are Your Payments? 

Calculates loan payments based on mortgage length, interest, loan amount, and annual tax and insurance.

How Much Are My Payments

These calculations are estimates only and do not constitute an offer to finance your loan. There is no warranty for the accuracy of the results or the relationship to your personal financial situation.