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Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?

When it comes to buying a home, traditional financing options like Conventional, FHA, or VA loans are often the go-to choices for many aspiring homeowners. However, there's an alternative approach known as a Shared Equity Agreement (SEA) that some might c

Jul 25, 2024 | Purchasing a Home

Native American Direct Loan (NADL) Program

Native American Direct Loan (NADL) Program

The Department of Veterans Affairs (VA) has created the Native American Direct Loan (NADL) program to provide hope and opportunities to Native American veterans who wish to establish themselves on Federal Trust Land. It's more than just a loan p

Jul 23, 2024 | Purchasing a Home

Mortgage Options for Physicians: A Path to Homeownership

Mortgage Options for Physicians: A Path to Homeownership

In the demanding field of healthcare, where physicians devote long hours and immense dedication to their patients, the journey to homeownership comes with unique financial challenges. Managing the heavy burden of student loans while striving for financial

Jul 18, 2024 | Purchasing a Home

Housing Starts Heat Up in June

Housing Starts Heat Up in June

June Housing Starts were up 3% from May to an annual rate of 1.353 million units versus 1.30 million expected, though 4.4% below the June 2023 rate of 1.415 million.  Building Permits, a sign of future construction, rose 3.4% to 1.446 million versus

Jul 17, 2024 | Mortgage News

Can You Afford to Buy a Vacation Home?

Can You Afford to Buy a Vacation Home?

Owning a second home, a sanctuary from your daily grind, is a dream for many. But can you afford both your current mortgage and a vacation home loan? Let's explore this topic, offering practical insights to help you achieve financial freedom and secure yo

Jul 16, 2024 | Purchasing a Home

Understanding the Importance of Home Warranties

Understanding the Importance of Home Warranties

Home warranties act as vigilant protectors for your home, shielding you from unexpected repair costs. This guide will explore how these warranties work alongside mortgages to make homeownership smoother and more secure. Introducing the Home Warranty Imagi

Jul 11, 2024 | Purchasing a Home

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