Gather the most recent copies of any time-sensitive paperwork, such as paystubs, bank statements, etc.
Now is a good time to ask your mortgage broker in Utah that you’ve been talking with what additional documents you might need based on your specific situation.
If you’re a servicemember, veteran, or surviving spouse interested in considering a VA loan, you’ll need the VA Certificate of Eligibility to qualify for the loan.
Even if one of the lenders you are considering doesn’t need a particular piece of paperwork right now, they may want to see it once you get further into the application process. Having everything in the same place makes the rest of the process easier.
For example, you likely need a court order stating the amount and documentation showing the payments were received. If the payments are inconsistent or expected to end in the next three years, you may not be able to use this income to qualify for a mortgage.
Requirements will vary based on the mortgage lender, the loan program, and your specific situation. Ask your mortgage broker you’re working with what you need.