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Mortgage Foreclosures Fall to 12-Year Low

As the unemployment rate has continued to improve, more Americans, including Utahns, have been able to keep up on their mortgage payments, pushing the national foreclosure rate to its lowest point since 2006. According to data from CoreLogic, foreclo

Oct 09, 2018 | Mortgage News

Mortgage Amortization: Understanding Your Mortgage Payment

Mortgage Amortization: Understanding Your Mortgage Payment

Mortgage amortization is intimidating-sounding (the word “amortization” literally means “to kill off”) that has to do with paying off your home loan. While it can be kind of tricky to understand exactly what amortiza

Oct 05, 2018 | Mortgage Basics

6 Facts About Private Mortgage Insurance

6 Facts About Private Mortgage Insurance

Private Mortgage Insurance (PMI) is a type of insurance that most borrowers may be required to pay if they are not making a down payment of 20% or more. While you may think you understand the concept of insurance, if you have never bought a house before,

Oct 03, 2018 | Home Buying or Selling Mortgage Basics

Conforming vs Non-Conforming Mortgage Loans

Conforming vs Non-Conforming Mortgage Loans

There’s a lot of unfamiliar, and often confusing, vocabulary in the mortgage process, and it’s important to know your terminology. If you’re looking to buy or refinance a home, it’s important to understand mortgage terms that may be used. What’s the diff

Oct 01, 2018 | Conventional Loans

Should I Roll My Student Loans into My Mortgage?

Should I Roll My Student Loans into My Mortgage?

Americans owe more today in student loans than ever before and student debt is continuing to rise. As these borrowers start their careers and become homeowners, they may have the opportunity to consolidate their student loan debts with their home loans. I

Sep 26, 2018 | Refinancing a Home

It's Time to Get Your Home Ready for Winter

It's Time to Get Your Home Ready for Winter

Fall is here! That means it’s time for some autumn home maintenance. As a homeowner, there is a lot you can do to reduce the chance of a costly wintertime home repair disaster, make your home safer and save a bit of money. Here are some of the most

Sep 22, 2018 | Homeowner Tips

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