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Should You Take Advantage of Lower Mortgage Rates?

Have you checked mortgage rates lately? Fixed mortgage rates have been hitting a low for the year. Whether you’re a home buyer, homeowner or home seller, the dip in mortgage rates could be a benefit to you.Today’s low mortgage rates also have made home ownership more affordable than it has been in years. Whether you’re thinking about buying your first home, making a move to a large one or purchasing a second home or rental, low mortgage rates can stretch your purchasing power.Thinking about refinancing? It’s no surprise that refinancing activity has incre...

September 19th, 2017 | Refinance, Interest Rates, Should You Take Advantage of Lower Mortgage Rates?

The fall home buying and selling season starts soon

When it comes to real estate, the summer home-buying season is the busiest, with many families wanting to be settled in their new homes before school starts. This year, however, home buying and selling activity is expected to remain strong through the last quarter of the year throughout the Salt Lake City area and all of Utah.If you’re thinking of selling your home in late summer or early fall, know that there likely will be a smaller group of potential buyers than there were in June and July. However, those purchasing homes in the fall are often more serious, which can more than make up...

September 12th, 2017 | Home Buying Tips, Home Selling Tips, Home Decorating, The fall home buying and selling season starts soon

Title Insurance: A Must-Have for Home Buyers

If you are buying a home, you are also entering the world of title insurance. That’s because buyers of a home are, in a sense, actually buyers of that home’s title — the paperwork that proves that the existing owners do in fact own the property, and have the clear right to sell it.According to experts, nearly one third of all title searches turns up a problem with the property’s title — a problem that has to be dealt with and resolved before any home sale can transaction can be completed. That’s where title insurance comes in.To establish a seller’s ri...

September 12th, 2017 | Home Buying Tips, Title Insurance, Closing Costs, Title Insurance: A Must-Have for Home Buyers

Questions to ask when choosing a home inspector

A pre-purchase home inspection is a recommended part of the home buying process. An investment of about $300 to $500 can help you avoid an unexpected defect that could cost thousands of dollars, even tens of thousands, after you sign on the dotted line. Here are some questions to help you select the right home inspector for you:How long have you been an inspector? How many inspections have you performed? An inspector should be able to provide an overview of his or her qualifications and background as well as some customer referrals. Ask if the inspector is a member of any state or nationa...

September 9th, 2017 | Home Buying Tips, Questions to ask when choosing a home inspector

How safe is your home for children?

Moving into a new home? If you have children, it’s a great time to make sure your home is safe for the smallest members of your household. Every 30 minutes a child in the United States is injured as a result of a TV or furniture tip-over incident. Most of those injuries happen at home, involving children younger than seven years of age.So how do these injuries happen? Generally, they come from climbing. Children spot a toy atop a dresser or bookshelf and decide to monkey their way to it. The unfortunate result is that the child’s weight tips the furniture over. When it comes to tel...

September 8th, 2017 | Home Buying Tips, Home Decorating, Home Owner Tips, How safe is your home for children?

9 mortgage terms you should know

It’s like a different language. APR, Fannie Mae, FHA, Freddie Mac, CFPB, PMI, HELOC—you can get lost in the terms of the lending industry. Don’t worry. Your lender can help you understand the ones relevant to your situation. But it’s a good idea to understand some basic terms that apply in many circumstances. Here are nine to get you started. Amortization Paying off principal (see below) over time. You normally pay off the principal in a mortgage loan over the loan’s term through a fixed schedule. Appraisal A written report by a qualified professional t...

December 13th, 2015 | Home Owner Tips, Mortgage Terms, 9 mortgage terms you should know

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