How to Make Your VA Loan Competitive in a Hot Market

How to Make Your VA Loan Competitive in a Hot Market

In the red hot housing market of the past few years, sellers usually have multiple offers, often getting more than their listing price. If you are using a VA loan to back your purchase you may worry that sellers might choose conventional-loan-backed offer

Apr 12, 2022 | VA Loans Purchasing a Home Refinancing a Home

Jumbo Loans for Veterans

Jumbo Loans for Veterans

If you are a veteran or a service member, you are probably well aware of VA mortgage loans. These loans offer excellent benefits, including no down payment or credit score requirements as well as allowing borrowers to forgo mortgage insurance premiums.  B

Oct 24, 2019 | VA Loans Purchasing a Home Refinancing a Home

VA Mortgage Loan Cap Eliminated

VA Mortgage Loan Cap Eliminated

U.S. military veterans can now apply for VA mortgage loan that now exceeds the conforming loan limit set by the Federal Housing Finance Agency (FHFA). The Blue Water Navy Vietnam Veterans Act, unanimously approved by the Senate and signed into law Tu

Jul 08, 2019 | VA Loans

4 Loan Programs With Zero-Down Payment

4 Loan Programs With Zero-Down Payment

Are there ways to get a mortgage loan without making a down payment? While the options are not as plentiful as they used to be, there are still at least four government-backed programs that allow borrowers to buy a home with no down payment. Over a decad

May 22, 2019 | Home Buying or Selling VA Loans First-time Homebuyers FHA Loans Conventional Loans

What are the Benefits of a VA Streamline Refinance?

Do you want to take advantage of lower interest rates? Or maybe there’s some merit to changing your mortgage term. Perhaps you’d like to take advantage of either benefit but haven’t done it yet because you owe more on your home than it&r

Mar 25, 2019 | VA Loans

What Are Mortgage Points?

What Are Mortgage Points?

If you have ever checked out the current status of mortgage interest rates, you may have seen the average points listed next to the rates. What are these mortgage points and how do they affect your interest rate?   Points Defined Mortgage points, o

Feb 06, 2019 | Home Buying or Selling VA Loans FHA Loans Mortgage Basics Conventional Loans