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Discount and Origination Points Explained

Discount and Origination Points Explained

Do you know the difference between discount points and origination points? These are two important terms any home buyer should understand. Each type of point is equal to one percent of your total loan amount. For example, on a $200,000 loan, one poi

Apr 04, 2018 | Refinance Interest Rates Home Buying or Selling Mortgage Basics

Make Your Offer Stand Out this Spring

Make Your Offer Stand Out this Spring

Ready for the spring Utah home buying season? In today’s strong housing market, multiple offers are the norm in many areas. It’s definitely a seller’s market. Here are some things to keep in mind as you get ready to make an offer on a pr

Mar 21, 2018 | Home Buying or Selling

The Cost of Waiting to Buy a Home

The Cost of Waiting to Buy a Home

Thinking of waiting another year or two to buy a home? If home prices and Utah mortgage rates increase in the next year or two, home buyers in Utah could end up with significantly less buying power than they have today. Today’s mortgage rates are n

Mar 07, 2018 | Home Buying or Selling

Your Tax Refund Could Help You Purchase a Home

Your Tax Refund Could Help You Purchase a Home

Are you getting a tax refund this year? According to the IRS, the average U.S. tax refund is more than $3,000. While big tax refunds make it a popular time of year to purchase big-ticket items such as large-screen television sets, we’d like to remin

Feb 26, 2018 | Home Buying or Selling

Fire Extinguisher - Must-Have for Every New Homeowner

Fire Extinguisher - Must-Have for Every New Homeowner

Buying a home or know someone who is? You may want to add a fire extinguisher to your shopping list. Whether at home or at the office, they can be real lifesavers. Here are a few things you should know about this life-saving device: It should be tested b

Jan 26, 2018 | Homeowner Tips Health and Wellness

 Closing on Your First Home

Closing on Your First Home

Have an appointment with a title company to close on the purchase of your home? Here’s what you’ll need to bring with you on that big day: Money:  At closing, you’ll be paying for your share of the closing costs and any down p

Nov 06, 2017 | First-time Homebuyers Home Buying or Selling