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Fed Chair Powell, a Prince to the Markets

"This is what it sounds like when doves cry"... Prince We heard "doves cry" this week when Fed Chairman Jerome Powell spoke in NYC on Wednesday. Doves are people who offer peaceful polices, so upon Mr. Powell's soothing speech bo

Nov 30, 2018 | Mortgage News

What Are Seller Concessions?

What Are Seller Concessions?

The dance between home buyer and seller is a tricky one. Although it might seem like a match made in heaven – one person wants to buy a house, the other has a house to sell – there are a lot of factors that go into whether a sale will be successful or no

Nov 29, 2018 | Home Buying or Selling

4 Documents You Need for Mortgage Pre-Approval

4 Documents You Need for Mortgage Pre-Approval

Getting a mortgage pre-approval is a smart step before you go out looking for a home. A pre-approval letter shows sellers that you have already proven to a mortgage company that you have the income and down payment to qualify for a mortgage loan. Th

Nov 28, 2018 | First-time Homebuyers Home Buying or Selling

FHFA Announces Maximum Conforming Loan Limits for 2019

Fannie Mae and Freddie Mac Baseline Limit Will Increase to $484,350 Washington, D.C. The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019.  I

Nov 27, 2018 | Conventional Loans Mortgage News

Home Price Gains Solid in September 2018

Home Price Gains Solid in September 2018

The September Case-Shiller 20-City Index rose 5.1 percent from September 2017, just below the 5.3 percent expected and down from 5.5 percent in August. Month over month was unchanged. The slower pace of gains is to be expected and with faster-rising wages

Nov 27, 2018 | Mortgage News

Have Home Loan Rates Found a Bottom?

Have Home Loan Rates Found a Bottom?

"Yeah I'm Free, Free Fallin'"... Free Fallin" by Tom Petty The old adage of "Stocks go down, Home Loan Rates go down" didn't work this past week. Stocks started the week with the Dow Jones Industrial Average fallin&

Nov 21, 2018 | Mortgage News

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