The federal government has aimed to help increase homeownership for decades. One of the Federal Housing Administration’s many programs to help Americans, including those in Utah, in their homeownership dreams is the Energy Efficient Mortgage program (EEM)
Jul 17, 2019 | FHA Loans Purchasing a Home Refinancing a Home
Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your mortgage broker. What is this ratio and how does it affect your Utah mortgage? Loan-to-Value Ratio
Jul 10, 2019 | Credit Mortgage Basics Purchasing a Home Refinancing a Home
Your home is probably your largest asset and your mortgage payment is more than likely one of your largest expenses each month. When looking at these numbers do you feel like your monthly mortgage payment is too high? If so, here are a few ways to lower y
Mar 10, 2019 | Refinancing a Home Mortgage Basics
When you need a chunk of cash for a project, your home may be the best source of funding. Fortunately, you do not need to sell your home to take advantage of your equity. There are two popular and practical ways to pull cash out of your home: a cash-out r
Feb 20, 2019 | Home Equity Loans Refinancing a Home
When interest rates increase borrowing money becomes more expensive for all sorts of things, including homes. Although this makes it more expensive to buy big-ticket items, it’s not all bad. As interest rates rise, the interest rates on the money th
Dec 20, 2018 | Refinancing a Home Home Equity Loans Reverse Mortgage
Americans owe more today in student loans than ever before and student debt is continuing to rise. As these borrowers start their careers and become homeowners, they may have the opportunity to consolidate their student loan debts with their home loans. I
Sep 26, 2018 | Refinancing a Home
